Financing Solutions

Whether you're a growing business or an entrepreneur seeking funding to bring your ideas to life, Algerian Union Bank offers a comprehensive range of tailored financing solutions to meet your specific needs.

1. Short-Term Financing

a. Working Capital Loan

  • Ideal for covering day-to-day operational expenses.
  • Flexible terms aligned with your financial cycles.

b. Overdraft Facility

  • Quick access to additional funds for urgent needs.
  • Enhanced cash flow management flexibility.

2. Medium & Long-Term Financing

a. Medium-Term Loans

Designed to finance strategic projects or the acquisition of essential equipment, these loans feature:

  • Adaptable repayment schedules tailored to your cash flow.
  • Optimized financial management for business growth.

b. Long-Term Loans

For large-scale projects (real estate, industrial, etc.), these loans provide:

  • Competitive interest rates.
  • Extended repayment tenures to match project timelines.
c. Islamic Leasing

A Sharia-compliant ethical solution for financing equipment or commercial vehicles:

  • Interest-free structure adhering to Islamic finance principles.
  • Operational flexibility without compromising religious values.

Financing Solutions

Whether you're a growing business or an entrepreneur seeking funding to bring your ideas to life, Algerian Union Bank offers a comprehensive range of tailored financing solutions to meet your specific needs.

1. Short-Term Financing

a. Working Capital Loan

  • Ideal for covering day-to-day operational expenses.
  • Flexible terms aligned with your financial cycles.

b. Overdraft Facility

  • Quick access to additional funds for urgent needs.
  • Enhanced cash flow management flexibility.

2. Medium & Long-Term Financing

a. Medium-Term Loans

Designed to finance strategic projects or the acquisition of essential equipment, these loans feature:

  • Adaptable repayment schedules tailored to your cash flow.
  • Optimized financial management for business growth.

b. Long-Term Loans

For large-scale projects (real estate, industrial, etc.), these loans provide:

  • Competitive interest rates.
  • Extended repayment tenures to match project timelines.
c. Islamic Leasing

A Sharia-compliant ethical solution for financing equipment or commercial vehicles:

  • Interest-free structure adhering to Islamic finance principles.
  • Operational flexibility without compromising religious values.

Financing Solutions

Whether you're a growing business or an entrepreneur seeking funding to bring your ideas to life, Algerian Union Bank offers a comprehensive range of tailored financing solutions to meet your specific needs.

1. Short-Term Financing

a. Working Capital Loan

  • Ideal for covering day-to-day operational expenses.
  • Flexible terms aligned with your financial cycles.

b. Overdraft Facility

  • Quick access to additional funds for urgent needs.
  • Enhanced cash flow management flexibility.

2. Medium & Long-Term Financing

a. Medium-Term Loans

Designed to finance strategic projects or the acquisition of essential equipment, these loans feature:

  • Adaptable repayment schedules tailored to your cash flow.
  • Optimized financial management for business growth.

b. Long-Term Loans

For large-scale projects (real estate, industrial, etc.), these loans provide:

  • Competitive interest rates.
  • Extended repayment tenures to match project timelines.
c. Islamic Leasing

A Sharia-compliant ethical solution for financing equipment or commercial vehicles:

  • Interest-free structure adhering to Islamic finance principles.
  • Operational flexibility without compromising religious values.